> is there something wrong with either the template or the xml doc?
both

<?xml-stylesheet type="text/xsl"?>
should have an href `attribute' pointing at the stylesheet 

	<b><i><u>xsl:value-of select="greeting"/></u></i></b>
You are missing a < before the xsl:value-of so that isn't an xsl element
it is just character data, and so appears in the output.

David


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