I think I know the answer to this question, but would like to see if I
mssied something.

I;m using the following template in my conversion effort. This si teh
default handling for any element that I don't have something specific to
do on it:

<xsl:template match="*">
	<xsl:element  name="{name()}">
		<xsl:for-each select="@*">
			<xsl:attribute name="{name(.)}"><xsl:value-of select="."/></xsl:attribute>
		</xsl:for-each>

		<xsl:apply-templates/>
	</xsl:element>
</xsl:template>

This works great except for places where the element has some default
value in the schema. So instead of getting<refdm>  as output, I get:

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