How To: XSL Template Setup, Names, Calling, Applying ?

ASP.Net 2008 .Net ver 3.5, Linq with XslCompiledTransform, XSLT 1.0 (asumed),
 
The following is a subset of my current version that isn't working, but
works 
better than what I've included here. However, rather than fix a much
longer more 
involved XSL I'm opting to work on this flawed but more simple
version that 
encompases most of what I need to occur in the larger version.
 
I know that the way that I'm setting up my templates and calling/apply them is
not right, but with varying degrees of success, I've got a hodge-podge of
methods that I have no answer as to why it works when it does or doesn't.
 
In
a near perfect world someone could tell me, comment my bad setup
calls/applies and add a corrected with perhaps a comment or two and I'll do my
best to comprehend.  

 
All comments are welcomed. Thanks in advance...
 
Did
I mention that I'm relatively new to XSL?
 
 
 
New Order info currently
named person.xml
 
<?xml version="1.0" encoding="iso-8859-1"?>
<TXLife>
<OrderInfo>
<CaseNo>0123456789ABCD</CaseNo>
</OrderInfo>
<Policy>
<PolicyStatus>PROPOSED</PolicyStatus>
<OrderInfo>
<CaseNo>0123456789ABCD</CaseNo>
</OrderInfo>
<uPlanDesc>Select Term
20</uPlanDesc>
</Policy>
<Person>
<FirstName>James</FirstName>
<LastName>Baumbach</LastName>
<uSex>Male</uSex>
<uBirthDate>1975-01-01</uBirthDate>
<Address>
<AddressTypeCode>Residence</AddressTypeCode>
<Line1>12349 Any Street</Line1>
<City>Towne</City>
<AddressStateTC>WI</AddressStateTC>
<Zip>89089</Zip>
</Address>
</Person>
</TXLife>
 
XSL 
<?xml version="1.0" encoding="utf-8" ?>
<xsl:stylesheet version="1.0"
xmlns:xsl="http://www.w3.org/1999/XSL/Transform"
xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
xmlns:xsd="http://www.w3.org/2001/XMLSchema"
xmlns="http://ACORD.org/Standards/Life/2"  >

<xsl:output method="xml"
indent="yes"/>
<!-- var Name = Insured, value unique Int suffix ie:
Insured_12345678 -->
<xsl:variable name="Insured" ></xsl:variable>
 
<!--
Main-Template... -->    

<xsl:template match="node()">
<TXLife>
<UserAuthRequest>
<!-- Elements omitted... -->
</UserAuthRequest>
<TXLifeRequest>
<OLifE>
<Holding id="Holding_167392">
<xsl:apply-templates
select="Policy"/>
</Holding>
<Party id="InsuredParty_5293884">
<xsl:apply-templates select="Person"/>                        
</Party>
</OLifE>
</TXLifeRequest>
</TXLife>
</xsl:template>
 
<!-- End Main Template
-->
<!-- Begin Sub-Templates... -->
 
<xsl:template match="Policy">
<!-- Often
no policy number exists at this point in time-->
<Policy
id="Pending_Policy_TT5SMM777" CarrierPartyID="CarrierParty_167393">
<PolicyNumber><xsl:value-of select="OrderInfo/CaseNo"/></PolicyNumber>
<PlanName><xsl:value-of select="uPlanDesc"/></PlanName>
<PolicyStatus>
<xsl:attribute name="tc">
<xsl:call-template name="PolicyStatus">
<xsl:with-param name="PolicyStatus" select="PolicyStatus"/>
</xsl:call-template>
</xsl:attribute>
<xsl:value-of
select="PolicyStatus"/>                
</PolicyStatus>
<Life>
<FaceAmt><xsl:value-of select="uPolAmount"/></FaceAmt>
</Life>
<ApplicationInfo>                
<ApplicationJurisdiction>
<xsl:attribute
name="tc">
<xsl:call-template name="StateTypeCode">
<xsl:with-param
name="stateCode" select="AddressStateTC"/>
</xsl:call-template>
</xsl:attribute>
<xsl:value-of select="AddressStateTC"/>
</ApplicationJurisdiction>
</ApplicationInfo>
</Policy>       
</xsl:template>
 
<xsl:template name="InsuredPerson">        
<Person>
<FirstName>
<xsl:value-of select="FirstName"/>
</FirstName>
<LastName>
<xsl:value-of select="LastName"/>
</LastName>
<Gender>
<xsl:attribute
name="tc">
<xsl:choose>
<xsl:when test="uSex='Male'">1</xsl:when>
<xsl:when
test="uSex='Female'">2</xsl:when>
</xsl:choose>
</xsl:attribute>
<xsl:value-of
select="uSex"/>
</Gender>
<BirthDate><xsl:value-of
select="BirthDate"/></BirthDate>
<DriversLicenseNum>none</DriversLicenseNum>
<xsl:apply-templates select="InsuredAddress"/>
<xsl:apply-templates
select="InsuredPhone"/>
</Person>
</xsl:template>
 
<xsl:template
name="InsuredAddress">
<Address>
<AddressTypeCode>
<xsl:attribute name="tc">
<xsl:choose>
<xsl:when test="AddressTypeCode='Residence'">1</xsl:when>
<xsl:when test="AddressTypeCode='Business'">2</xsl:when>
</xsl:choose>
</xsl:attribute>
<xsl:value-of select="AddressTypeCode"/>
</AddressTypeCode>
<Line1>
<xsl:value-of select="Line1"/>
</Line1>
<City>
<xsl:value-of
select="City"/>
</City>
<AddressStateTC>
<xsl:attribute name="tc">
<xsl:call-template name="StateTypeCode">
<xsl:with-param name="stateCode"
select="AddressStateTC"/>
</xsl:call-template>
</xsl:attribute>
<xsl:value-of
select="AddressStateTC"/>
</AddressStateTC>
<State>                       
<xsl:value-of select="AddressStateTC"/>
</State>
<Zip>89089</Zip>
</Address>
</xsl:template>
<xsl:template match="InsuredPhone">
<Phone>
<PhoneTypeCode
tc="1">Home</PhoneTypeCode>
<AreaCode>890</AreaCode>
<DialNumber>8908908</DialNumber>
</Phone>        
</xsl:template>
 
<!--
Re-Useable StateTypeCode Lookup -->
<xsl:template name="StateTypeCode">
<xsl:param name="stateCode"></xsl:param>        
<xsl:choose>
<xsl:when
test="$stateCode ='AL'">1</xsl:when>
<xsl:when test="$stateCode
='AK'">2</xsl:when>
<xsl:when test="$stateCode ='CA'">6</xsl:when>
<!-- dev
version with omitted states -->
<xsl:otherwise>
<xsl:value-of
select="concat('[Error: StateCode = ', $stateCode, ']')"/>
</xsl:otherwise>
</xsl:choose>            
</xsl:template>
 
<xsl:template name="PolicyStatus">
<xsl:param name="PolicyStatus"></xsl:param>        
<xsl:choose>
<xsl:when
test="$PolicyStatus='UNKNOWN'">0</xsl:when>
<xsl:when
test="$PolicyStatus='ACTIVE'">1</xsl:when>
<xsl:when
test="$PolicyStatus='INACTIVE'">2</xsl:when>
<xsl:when
test="$PolicyStatus='PENDING'">8</xsl:when>
<xsl:when
test="$PolicyStatus='PROPOSED'">12</xsl:when>
<!-- dev version with omitted
PolicyStatus -->
<xsl:when test="$PolicyStatus='OTHER'">2147483647</xsl:when>
<xsl:otherwise>
<xsl:value-of select="concat('[Error: PolicyStatus = ',
$PolicyStatus, ']')"/>
</xsl:otherwise>
</xsl:choose>           
</xsl:template>
 
<!-- End Sub Templates -->
 
</xsl:stylesheet>