> Looking at all the examples of XSL I have found/received,
> I've noticed that some people use "xsl:value-of select" and/or "xsl:for-each
> select" while others use "apply templates".

xsl:for-each works best where the structure of the document is fairly rigid (e.g. <BOOK> elements nested within a <BOOKLIST>); xsl:apply-templates works best where there are elements that can appear in many different contexts e.g. <FOOTNOTE>. I think that "apply templates" can do everything that "for each" can do, but "for each" may be more readable in those circumstances where it works.

Mike Kay