<?xml version="1.0"?>
<EFTOutgoingFile fileNumber="0">
  <EFTRecord>
    <dueDate>01 November 2006</dueDate>
    <description>Pre-Authorized Mortgage Payment</description>
    <amount>1.00</amount>
  </EFTRecord>
  <EFTRecord>
    <dueDate>02 November 2006</dueDate>
    <description>Pre-Authorized Mortgage Payment</description>
    <amount>2.00</amount>
  </EFTRecord>
  <EFTRecord>
    <dueDate>02 November 2006</dueDate>
    <description>Pre-Authorized Mortgage Payment</description> 
    <amount>3.00</amount>
   </EFTRecord>
</EFTOutgoingFile>