1        -IHDD314
-
-                            IMPORTANT NOTICE
+                            ________________
-
          FIRSTNM LASTNM                             March 30,2012
          ADDRESS LINE 1
          CITY     PA 18940-1493
-
-
           Re: Account number ending in XXXX
-          Dear Customer:
0          The TEST TEXT TEST TEXT TEST TEXT TEST TEXT
           payment of items TEST TEXT availableTEST TEXT This service
           occurs on aTEST TEXT  basis dependent on your account
           history and activity.
0          After reviewing our records, it appears that your account
           was repeatedly overdrawn last month.  Our discretionary
           service does not guarantee to pay items when your account
           has insufficient funds.  Please review the enclosed Overdraft
           Privilege Policy for more information on this discretionary
           service.
0          We have also enclosed information on guaranteed services that
           we offer under TEST TEXTge, including Savings Overdraft
           Sweep and an Automatic Cash Reserve (ACR)*, which may provide
           alternative solutions to your overdraft needs.  Our online
           and mobile banking options allow you to monitor your account
           balances and, as applicable, transfer funds from your other
           accounts as needed.
0          Please contact me directly, at (000)000-0000, or Mike gallagher,
           at (000)000-0000, if you have questions regarding the slkdjf
           sdf;'laskf';lkjs;lkdfj;alkdfj;slkdjfas;lkdfjas;kl to discuss
           the status of your overdrafts.  You are a valued customer and
           we want to assist you in bringing your account back into good
           standing with us.
-          Sincerely,
0          Mike Gallagher
           Title ;lkasjf;dlkjfsa;dlkfjas;kor
           *Underwriting guidelines apply
1        -IHDD314
-
-                            IMPORTANT NOTICE
+                            ________________
-
          FIRSTNM  LASTNM                            March 30,2012
          ADDRESS LINE 2       
          CITY       PA 18940
-
-
           Re: Account number ending in XXXX
-          Dear Customer:
0          The TEST TEXT TEST TEXT TEST TEXT TEST TEXT
           payment of items TEST TEXT availableTEST TEXT This service
           occurs on aTEST TEXT  basis dependent on your account
           history and activity.
0          After reviewing our records, it appears that your account
           was repeatedly overdrawn last month.  Our discretionary
           service does not guarantee to pay items when your account
           has insufficient funds.  Please review the enclosed Overdraft
           Privilege Policy for more information on this discretionary
           service.
0          We have also enclosed information on guaranteed services that
           we offer under TEST TEXTge, including Savings Overdraft
           Sweep and an Automatic Cash Reserve (ACR)*, which may provide
           alternative solutions to your overdraft needs.  Our online
           and mobile banking options allow you to monitor your account
           balances and, as applicable, transfer funds from your other
           accounts as needed.
0          Please contact me directly, at (000)000-0000, or Mike gallagher,
           at (000)000-0000, if you have questions regarding the slkdjf
           sdf;'laskf';lkjs;lkdfj;alkdfj;slkdjfas;lkdfjas;kl to discuss
           the status of your overdrafts.  You are a valued customer and
           we want to assist you in bringing your account back into good
           standing with us.
-          Sincerely,
0          Mike Gallagher
           Title ;lkasjf;dlkjfsa;dlkfjas;kor
           *Underwriting guidelines apply