<?xml version="1.0" encoding="utf-8"?>
<!-- Created by Charles Hoffman, CPA, UBmatrix -->
<schema xmlns:xsd="http://www.w3.org/2001/XMLSchema"
   xmlns="http://www.w3.org/2001/XMLSchema" 
   xmlns:xbrli="http://www.xbrl.org/2003/instance" 
   xmlns:link="http://www.xbrl.org/2003/linkbase" 
   xmlns:xlink="http://www.w3.org/1999/xlink" 
   xmlns:ci="http://www.UBmatrix.com/Patterns/MovementsAnalysis" 
   targetNamespace="http://www.UBmatrix.com/Patterns/MovementsAnalysis" 
   elementFormDefault="qualified" 
   attributeFormDefault="unqualified">
  <annotation>
    <appinfo>
      <link:roleType roleURI="http://www.UBmatrix.com/Patterns/MovementsAnalysis/Totals" id="Totals">
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:linkbaseRef xlink:type="simple" xlink:href="MovementsAnalysis-label.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase"/>
      <link:linkbaseRef xlink:type="simple" xlink:href="MovementsAnalysis-presentation.xml" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase"/>
      <link:linkbaseRef xlink:type="simple" xlink:href="MovementsAnalysis-calculation.xml" xlink:role="http://www.xbrl.org/2003/role/calculationLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase"/>
    </appinfo>
  </annotation>

  <import namespace="http://www.xbrl.org/2003/instance" schemaLocation="xbrl-instance-2003-12-31.xsd" />

  <element id="ci_AdditionsFurnitureFixtures" name="AdditionsFurnitureFixtures" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" />
  <element id="ci_AdditionsLandBuildings" name="AdditionsLandBuildings" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" />
  <element id="ci_AdditionsOther" name="AdditionsOther" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" />
  <element id="ci_AdditionsTotalPropertyPlantEquipment" name="AdditionsTotalPropertyPlantEquipment" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" />
  <element id="ci_DisposalsFurnitureFixtures" name="DisposalsFurnitureFixtures" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" />
  <element id="ci_DisposalsLandBuildings" name="DisposalsLandBuildings" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" />
  <element id="ci_DisposalsOther" name="DisposalsOther" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" />
  <element id="ci_DisposalsTotalPropertyPlantEquipment" name="DisposalsTotalPropertyPlantEquipment" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" />
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  <element id="ci_FurnitureFixturesChangesPresentation" name="FurnitureFixturesChangesPresentation" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" />
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  <element id="ci_TotalChangeOther" name="TotalChangeOther" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" />
  <element id="ci_TotalChangesLandBuildings" name="TotalChangesLandBuildings" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" />
  <element id="ci_TotalChangeTotalPropertyPlantEquipment" name="TotalChangeTotalPropertyPlantEquipment" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" />
  <element id="ci_TotalPropertyPlantEquipment" name="TotalPropertyPlantEquipment" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" />
  <element id="ci_TotalPropertyPlantEquipmentChangesPresentation" name="TotalPropertyPlantEquipmentChangesPresentation" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" />
  <element id="ci_TotalPropertyPlantEquipmentPresentation" name="TotalPropertyPlantEquipmentPresentation" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <element id="ci_TranslationDifferenceFurnitureFixtures" name="TranslationDifferenceFurnitureFixtures" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" />
  <element id="ci_TranslationDifferenceLandBuildings" name="TranslationDifferenceLandBuildings" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" />
  <element id="ci_TranslationDifferenceOther" name="TranslationDifferenceOther" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" />
  <element id="ci_TranslationDifferenceTotalPropertyPlantEquipment" name="TranslationDifferenceTotalPropertyPlantEquipment" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" />
</schema>