<?xml version="1.0"?>
<Rowset>
	<Row>
		<provision>Benefit Percent</provision>
		<class>1</class>
		<value>62%</value>
		<rate>0.85</rate>
	</Row>
	<Row>
		<provision>Max Monthly Benefit</provision>
		<class>1</class>
		<value>$6,000</value>
		<rate>0.85</rate>
	</Row>
	<Row>
		<provision>Elimination Period</provision>
		<class>1</class>
		<value>30 DAYS</value>
		<rate>0.85</rate>
	</Row>
	<Row>
		<provision>Benefit Duration</provision>
		<class>1</class>
		<value>SSNRA</value>
		<rate>0.85</rate>
	</Row>
	<Row>
		<provision>Social Sec Integration</provision>
		<class>1</class>
		<value>PRIMARY/FAMILY</value>
		<rate>0.85</rate>
	</Row>
	<Row>
		<provision>Pre-existing Exclusion</provision>
		<class>1</class>
		<value>3/12</value>
		<rate>0.85</rate>
	</Row>
	<Row>
		<provision>Own Occupation Period</provision>
		<class>1</class>
		<value>2 YEARS</value>
		<rate>0.85</rate>
	</Row>
	<Row>
		<provision>Rate Guarantee</provision>
		<class>1</class>
		<value>2 YEARS</value>
		<rate>0.85</rate>
	</Row>
	<Row>
		<provision>Benefit Percent</provision>
		<class>2</class>
		<value>62%</value>
		<rate>0.85</rate>
	</Row>
	<Row>
		<provision>Max Monthly Benefit</provision>
		<class>2</class>
		<value>$6,000</value>
		<rate>0.85</rate>
	</Row>
	<Row>
		<provision>Elimination Period</provision>
		<class>2</class>
		<value>60 DAYS</value>
		<rate>0.85</rate>
	</Row>
	<Row>
		<provision>Benefit Duration</provision>
		<class>2</class>
		<value>SSNRA</value>
		<rate>0.85</rate>
	</Row>
	<Row>
		<provision>Social Sec Integration</provision>
		<class>2</class>
		<value>PRIMARY/FAMILY</value>
		<rate>0.85</rate>
	</Row>
	<Row>
		<provision>Pre-existing Exclusion</provision>
		<class>2</class>
		<value>3/12</value>
		<rate>0.85</rate>
	</Row>
	<Row>
		<provision>Own Occupation Period</provision>
		<class>2</class>
		<value>2 YEARS</value>
		<rate>0.85</rate>
	</Row>
	<Row>
		<provision>Rate Guarantee</provision>
		<class>2</class>
		<value>2 YEARS</value>
		<rate>0.85</rate>
	</Row>
</Rowset>