2648597-2 2648597 2 T Certificates /CDF/CDF_Cert_Out nl_certificate Rosemarie Makelky DRAFT DOCUMENT Casualty Certificate D Casualty 2006-02-28 2006-02-22 2007-02-22 2005-12-6 DRAFT DOCUMENT BILLY'S HOME SERVICE, INC.

NASHVILLE NC 27856 30 8900 250.0000 Min T F N 0 0 0 0 AMERICAN EMPIRE SURPLUS LINES INSURANCE COMPANY thirty F

AMERICAN EMPIRE SURPLUS LINES INSURANCE COMPANY

3200 WILCREST DRIVE, SUITE 300

HOUSTON TX 77042 Oftedhal MARCIA OFTEDHAL Oftedhal F GREAT AMERICAN PROPERTY and CASUALTY GROUP 580 WALNUT STREET CINCINNATI OH 45202 Department ACCOUNTING DEPARTMENT Department Dallas

ONE GALLERIA TOWER

13355 NOEL RD. SUITE 1250 DALLAS TX 75240 (972) 980-7531 (972) 386-7475 6EX07448 Lex Smart LEX SMART Underwriter LS Swiss Reinsurance America Corporation Certificate no. 2648597 F T EXCESS OF LOSS N CP- 6066 (New 3-99) 8900.000 8900.0000 1 F F F F F F

EXISTING PROPERTY, TERRORISM EXCESS LIABILITY PREMIUM AUDITED AT A RATE OF $1,112.50 PER POWER UNIT (IN EXCESS OF 8). 100% OF THE FIRST $1,000,000 AND 50% OF THE NEXT $3,000,000 NET AND TREATY $4,000,000 EACH OCCURRENCE AND AGGREGATE(S) WHERE APPLICABLE EXCESS OF PRIMARY INSURANCE AND/OR SELF-INSURED RETENTION NIL OF THE FIRST $1,000,000 AND 50% OF THE NEXT $3,000,000 10914000 P/O 18190000 P/O 18190000 xs 20000000 60 ALL RISK EARTHQUAKE ANNUAL AGGREGATE 18190000 5 $250,000 MIN FLOOD ANNUAL AGGREGATE 18190000 100000 ALL OTHER PERILS 10000 2006-02-22 8900.0000 2006-02-22 8900 8900